Payments
Static vs dynamic UPI QR codes
A static UPI code omits the amount, so the customer types it — that is the printed shop standee, generated once and used forever. A dynamic code sets am for a specific transaction and is shown on a screen. Printing a fixed amount is almost always a mistake.
The difference
| Static | Dynamic | |
|---|---|---|
am parameter |
absent | present |
| Where it lives | Printed standee | Screen or receipt |
| Generated | Once | Per transaction |
| Amount entered by | The customer | The merchant's system |
| Cost | Printing only | Integration |
Why a printed fixed amount is a mistake
The code is permanent; your prices are not. A standee reading "₹120" becomes wrong the first time you change the price, and you cannot recall the ones already on the counter.
Print a static code with no amount, and put the price on the menu where it belongs.
The exception is a single-price context that genuinely cannot change without new signage — a fixed donation tier, a single-item vending point, a parking bay with a posted rate.
Where dynamic codes earn their place
- Point of sale, where the till displays a code for the exact bill. Removes typing errors on larger amounts, which is where errors actually cost something.
- Invoices, with
trset to your invoice number so reconciliation is automatic. - Ecommerce checkout, where the amount is known and the order id can ride in
tr.
The tr parameter is what makes dynamic codes worth the integration: your settlement report
comes back with your own reference on it.
Bulk static codes
If you need many static codes — per table, per room, per delivery agent — encode a distinct
tn or tr per code so settlement tells you which one was used:
upi://pay?pa=shop@upi&pn=Chai%20Point&cu=INR&tn=Table%2007
Generate them from a CSV with our bulk tool, which decode-verifies each one before you print a hundred table tents.
Printing the standee
- 4 cm minimum of code for a 40 cm counter distance.
- Error correction M; Q only if you are adding a logo.
- Matt laminate. Gloss under a ceiling light is the classic counter failure.
- Print the VPA and business name as text alongside — it gives a fallback when a camera struggles, and it is a fraud check.
FAQ
Should my shop's printed UPI QR code include the amount?
No. Leave the amount out so the customer enters it. A printed fixed amount becomes wrong the moment your prices change, and you cannot recall the standees.
What is the difference between a static and dynamic UPI QR code?
A static code omits the am parameter and is printed once; a dynamic code sets a specific amount per transaction and is normally shown on a screen.
How do I tell which table a payment came from?
Give each table's code a distinct tn or tr value. That value appears in your settlement report.
Do dynamic UPI QR codes cost money?
The code itself does not. Dynamic use implies a point-of-sale or payment-gateway integration, which is where any cost lies.
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Related
- The UPI QR code format, parameter by parameter — A UPI QR code is a upi://pay deep link. pa (the VPA) and pn (payee name) are required; am, cu, tn, tr, mc and mode are optional. NPCI standardised it, so…
- A UPI QR code for a small shop — Generate a static code from your VPA with no amount, print it at 4 cm or larger on matt stock, put your business name in large text beside it, and check…